Buy now, pay later
Kitchen Cabinet Financing with Affirm
Kitchen Cabinet Kings has partnered with Affirm to offer kitchen cabinet financing with monthly payments. Instead of paying for your entire cabinet order at once, you can apply through Affirm and pay over time. You'll see an estimated monthly payment in your cart, and checking your eligibility won't affect your credit.
Affirm at a glance
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10 to 36% APR
Your rate depends on your eligibility and order total.
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No effect on your credit
See if you qualify without affecting your credit.
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Choose from available plans
Affirm may offer terms such as 3, 6 or 18 months.
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Pay Affirm each month
Make payments from your debit card or bank account.
How to check out with Affirm
The example below uses our Homestead Oak 10 Ft Kitchen Cabinet Set (RTA Preconfigured Bundle).
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Add your cabinets to the cart
Add the cabinets and finishing pieces you need. If you already have a design quote, add the full list to your cart.
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See your monthly estimate
Affirm displays an estimated monthly payment below the checkout buttons. Select See if you qualify to view your options.
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Compare your plans
Compare the monthly payment, APR, interest and total for each option. Checking your eligibility won't affect your credit.
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Choose Affirm at checkout
Enter your billing and shipping details, then pick Affirm Monthly payments under Payment Method.
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Place your order
Affirm will ask for a few details and give you a decision in real time.
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Want a hand?
Give us a call and we'll walk you through checkout. We're here Monday to Friday, 9am to 5pm ET.
(888) 696-6454
Monthly payment example for kitchen cabinets
To show you what kitchen cabinet financing can look like, we added our $2,000.33 Homestead Oak 10 Ft Kitchen Cabinet Set to the cart. Affirm offered the three monthly payment plans below.
Example order
Homestead Oak 10 Ft Kitchen Cabinet Set (RTA Preconfigured Bundle)
$2,000.33
See monthly payments with Affirm in your cart.
| Plan | Per month | APR | Interest | Total |
|---|---|---|---|---|
| 3 months | $677.92 | 10.00% | $33.42 | $2,033.75 |
| 6 months | $343.18 | 10.00% | $58.72 | $2,059.05 |
| 18 months | $120.13 | 9.99% | $161.93 | $2,162.26 |
This is one example. Your APR and available payment plans depend on your eligibility and order total. A down payment may be required, and estimates may not include tax or shipping.
Buy now, pay later for kitchen cabinets
Affirm lets you break your cabinet order into monthly payments. Enter your cart or quote total to see an estimate, then check your eligibility to compare the plans available to you.
- See the full cost. Each option shows the monthly payment, APR, interest and total you'll pay.
- Choose from your available terms. Your options depend on your eligibility and order total.
- Pay Affirm directly. Make monthly payments from your debit card or bank account.
See monthly payments with Affirm in your cart.
The estimate comes from Affirm. Checking your eligibility won't affect your credit.
Payment options at checkout
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Affirm Monthly payments
Monthly plans from Affirm, picked at checkout.
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PayPal Credit
Review PayPal's terms using the See terms link at checkout.
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PayPal
Pay with your PayPal account.
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Debit or credit card
Visa, Mastercard, Discover and American Express.
Start with a plan and an itemized quote
Send us your measurements and an NKBA-certified designer will create a free 3D layout with every cabinet, filler and molding you need. You'll get an itemized quote and 2 revisions, so you can see your project total before checking your financing options.
Financing questions
Does checking if I qualify affect my credit?
No. Checking your eligibility with Affirm won't affect your credit. If you take a plan, your payments may be reported to a credit bureau.
What APR will I get?
Affirm's rates run from 10 to 36% APR. Your rate and your plan options depend on your eligibility and your purchase amount, and a down payment may be required.
Is there a no credit check option?
Affirm checks your eligibility before offering a plan, but checking won't affect your credit. You can see your options before you decide.
How long can I take to pay?
Affirm shows the plans available for your order total. In our examples, a $2,000.33 order had 3, 6 and 18 month options, while a $5,745.02 order had 3, 12 and 18 month options. Your plans may be different.
How do I pay for kitchen cabinets in installments?
Choose Affirm Monthly payments at checkout. If you're approved, Affirm will show the payment plans available for your order, and you can choose the option that works for you.
Can I finance my whole kitchen?
You can choose Affirm for the full order at checkout, including cabinets, fillers, moldings and panels. Approval and available plans depend on your eligibility and purchase amount.
Can I use a promo code with Affirm?
Yes. Apply the promo code in your cart first, and Affirm's estimate will update based on the discounted total.
Do the estimates include tax and shipping?
Not always. The estimate on product pages and in the cart may leave out tax and shipping. Your actual plan is built on your order total at checkout.
Who do I make my payments to?
Affirm. Your loan comes from Affirm or one of its lending partners, and you pay monthly from your debit card or bank account.
What if I need to return something?
Our regular return policy applies no matter how you paid. RTA cabinets can be returned within 14 days of receipt with a 25% restocking fee, and assembled cabinets can't be returned. Read the full policy in our FAQ.
If part of your order is refunded, Affirm may not refund interest that has already accrued on that amount.
Can I use PayPal Credit instead?
Yes. PayPal Credit is available at checkout. Review its terms using the See terms link beside the payment option.
Who can I talk to about my order?
Call us at (888) 696-6454 or start a chat, Monday to Friday, 9am to 5pm ET. We're glad to help with your cabinet order. For questions about an Affirm loan or payment, contact Affirm directly.
Affirm disclosures
Rates from 0-36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Affirm availability and eligibility may vary. Restrictions apply. See affirm.com/terms#use. Estimated payment amount may exclude taxes and shipping. Loan payment(s), including interest, may be due before the merchant provides all services. You may not receive a rebate of any interest that may have already accrued on an amount that later gets refunded. For licenses and disclosures, including information for New Mexico residents, see affirm.com/licenses. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. Affirm, Inc., NMLS 1883087. Affirm Loan Services, LLC, NMLS 1479506. Affirm and its lending partners do business in accordance with federal Fair Lending laws. Unless prompted for a registered business name at application, Affirm loans are primarily for personal, family, or household use only.
